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Anjani Nidhi provides services only to eligible members. Products and services are subject to applicable rules, company policies and approval criteria.

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AAnjani NidhiMember-focused. Transparent.

Member Loans

Secured Loans for Eligible Members

All Anjani Nidhi loans are secured facilities available only to eligible members, subject to valuation, documentation and the company's lending policy. No loan is guaranteed or instant.

Member-only service

Gold Loan

A secured facility available to eligible members against approved gold ornaments, subject to valuation and approval.

  • Available only to eligible members
  • Secured facility — subject to valuation and approval
  • Interest and charges as per the applicable circular
Eligibility and documents
Member-only service

Loan Against Deposit

A secured facility for eligible members against their own Anjani Nidhi deposit, subject to policy and approval.

  • Available only to eligible members
  • Secured facility — subject to valuation and approval
  • Interest and charges as per the applicable circular
Eligibility and documents
Member-only service

Property-Secured Loan

A secured facility for eligible members against approved immovable property, subject to valuation, title verification and approval.

  • Available only to eligible members
  • Secured facility — subject to valuation and approval
  • Interest and charges as per the applicable circular
Eligibility and documents

Auction notices

Where a secured loan remains in default after the documented notice process, security may be enforced through a transparent auction process. Auction notices are published on the Governance section. [VERIFY: Link the auction policy and publish notices as they arise.]