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Anjani Nidhi provides services only to eligible members. Products and services are subject to applicable rules, company policies and approval criteria.

Never share OTP, PIN or password.Security information

AAnjani NidhiMember-focused. Transparent.

Membership

Become an Anjani Nidhi Member

All Anjani Nidhi services are available only to eligible, approved members. This page explains who can join, what documents are needed and how the process works.

Who can become a member?

Eligibility

  • Individuals aged [VERIFY] years or above
  • Resident in the company's service area [VERIFY]
  • Able to complete KYC with approved identity and address proof
  • Willing to subscribe to the required membership shares or contribution [VERIFY: amount]
  • Not disqualified under company policy or applicable rules

Membership benefits

  • Access to member deposit schemes with published terms
  • Access to secured member loans, subject to approval
  • Nomination facility on deposits
  • Local branch assistance and documented grievance support

Required documents

  • Completed membership application form
  • PAN
  • Approved identity proof
  • Approved address proof
  • Recent passport-size photographs
  • Nomination details (optional but recommended)

Original documents are verified at the branch. Do not upload or send identity documents through public website forms or email — KYC is completed only through authorized, secure channels.

Download membership form

The membership process

  1. 1

    Check eligibility

    Review the criteria and documents above, or ask a branch for help.

  2. 2

    Complete the application

    Submit the membership form and KYC documents through an authorized channel.

  3. 3

    Verification and approval

    The company verifies your information and completes the applicable membership process, including share allotment where applicable.

  4. 4

    Access member services

    Approved members can open eligible deposits and apply for secured loans.

Membership is subject to approval by the company. Submitting an application or enquiry does not by itself create membership or entitle the applicant to any product or service.

Rights and responsibilities

Your rights as a member

  • Clear information about rates, charges and terms before you commit
  • Receipts, passbooks or certificates for your deposits
  • Access to the published grievance process with a reference number
  • Nomination on deposits and the ability to update it

Your responsibilities

  • Keep your KYC and contact details up to date
  • Pay instalments and loan repayments on time
  • Read the applicable member circular before transacting
  • Never share OTPs, PINs or passwords with anyone

Membership cessation and cancellation follow the company's articles and applicable rules. [VERIFY: Add approved summary of cessation terms.]

Submit a membership enquiry

Submit a membership enquiry

Never include OTP, PIN, passwords, card details, full Aadhaar or bank statements in this form.

Protect yourself from fraud

Never share your OTP, PIN, password or card details with anyone — including anyone claiming to represent Anjani Nidhi. We never ask for these details by phone, SMS, email or website forms. Verify representatives through our official customer-care number before sharing any information.